✔ Living in Oshawa means that you love the outdoors. Oshawa has over a hundred parks that allows many people to be able to get outdoors no matter what the season it is.
✔ The new neighborhoods being formed in the northern part of the city. Oshawa is going to continue to expand for the near future, and this is one of the reasons why we are happy to have our brokerage serving the Durham Region as the plans for expansion and thousands of new residents moving into the area making it attractive for us to be here.
We partner with some great insurance companies that offer excellent products and competitive prices to make sure that you get the particular and distinct coverage that you need to cover your home, your condo, or your personal belongings.
Call us today for your non-obligation quote on your property!
What type of coverage do you need on your home?
As a consumer, you want to make sure if anything should happen to your home, the insurance company rebuilds it and puts it back the exact same way it was before the claim.
✔ What about your contents, your clothes, your furniture, your stereo, your TV? How are those replaced?
✔ What about the contents that are in my car or a storage unit? Are they covered?
✔ What if I can't stay at my home because they have to repair the building?
These are just a few of the many questions that will be answered when you contact our office to get expert information about covering your home.
GUARANTEED REPLACEMENT COST COVERAGE
The home insurance covers the building itself, should you come home one day and find that your home has totally been destroyed. We will make sure that the home is completely rebuilt and replaced as it was before.
ADDITIONAL LIVING EXPENSES
Should you lose the use of your home due to a claim, and you have to stay in a hotel for a few months while they rebuild or repair your home, the insurance company will help with the additional expenses that it costs to stay in a hotel.
PERSONAL CONTENTS
All your clothes, furniture, stereo, TV, all the stuff that you've collected over the years would also be covered. This is also a special type of coverage called replacement cost, which means that the depreciation is waived, and you get to replace your items at the current cost today.
OFF-PREMISE COVERAGE
Not all your content will be in your home. It may also be in your car or in your luggage, should you travel or be on vacation. This coverage worldwide, and it's usually about 10% of your total content coverage.
PRIVATE STRUCTURES
Anything that you construct privately on your property, such as a pool, shed, outdoor deck, or fencing.
LIABILITY COVERAGE
For example, you have a fire that starts in your home, spreads, and causes damage to your neighbors home. Naturally, he's going to want someone to pay for that damage. The insurance company will cover you if you are found liable, usually up to one or two million dollars, depending on what liability limit you choose.
INSURED PERILS
Your home will be covered for fire, lightning, explosion, hail, wind, theft, vandalism, plus many more optional coverages.