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Friday, August 28, 2020

I spoke to a client this week... I spoke to a client this week who had just come back from a week-long vacation, and as they pulled into their driveway, she noticed that a 2016 Mercedes was not where it was supposed to be. The vehicle...

 

Friday, August 14, 2020

With the current pandemic, many people are looking for ways to have some sort of normal life, and part of that is traveling. A lot of international traveling, for the most part, has been shut down, so many people are vacationing within...

 

Friday, August 7, 2020

Want to rent your home for the short-term. Here's what you need to know! With the current pandemic, many people are choosing to stay local and vacation within their own country. Due to this change, a lot of people are finding ways to...

 

Friday, July 24, 2020

Renters insurance, contents insurance, tenants insurance... They all mean the same thing. The bottom line is if you fit into one of these categories. You need to take a serious look at making sure you have this coverage to protect your...

 

Friday, July 17, 2020

It's been at least 10 years where one would notice that home insurance rates were quickly becoming almost on par with auto insurance rates. In 2020 home and car insurance rates are almost parallel, and in some cases the home insurance...

 

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Friday, July 3, 2020

What's the big deal about having a handheld device while driving! This is what a client ask me after I had to explain to him that we had to move his insurance to a high risk market. After giving him lecture for about 10 minutes, he...

 

Friday, June 26, 2020

No, this can't happen to you! That's what we all say until you pull up to the drive-thru at your local bank and find out that the ATM says your account is overdrawn or maybe you have looked at your credit card statement and find...

 

Friday, June 19, 2020

What a year it's been so far! Even with the pandemic the issues of life continue to rear its sometimes ugly head. We have had a couple of clients having a major encounter with fire, concerning their homes. One lost a home entirely due...

 

Friday, June 5, 2020

Connected devices are growing at a staggering rate, making today's homeowners more connected than ever. (Through computers, phones, tablets entertainment systems, household appliances, and other equipment almost everything talks to you...

 

Friday, May 29, 2020

The biggest mistake one could make when buying home insurance is not having enough cover to replace the structure if your home was completely destroyed. We're going to talk about some of the important...

 

Friday, May 22, 2020

What is it? Let's start with the legal description first. Since we are talking about insurance, the deductible is the out-of-pocket expense that an insurance policy holder would have to pay before the insurance company would begin to...

 

Friday, May 15, 2020

With the start of the Covid-19 pandemic we were bombarded with many questions as how can I save money on my Auto Insurance? As many of you know auto insurance is always a hot topic and a usual political nightmare. It is easy to see...

 

Friday, March 2, 2018

Traveling is fun! It's something that we all seem to like to do if we are able. Personally, I have firsthand knowledge of how popular travel is. Should you find yourself on the beautiful beaches of Punta Cana or Cancun, especially in...

 

Thursday, February 8, 2018

Coverage for those you love and care about. How important is to you to protect the people who depend on you? Having the right type of life insurance can do the job! It may have an enormous impact on your life and the lives of those you...

 

Monday, January 29, 2018

Vehicles get stolen across Canada all the time Have you ever thought about what the true cost is to the Canadian economy? Many people believe that’s not their concern. That the insurance companies pay when a vehicle gets stolen...

 

Monday, December 4, 2017

I couldn’t believe what happened to me! Here we were enjoying the Labour Day weekend at one of my favourite restaurants in one of the best cities in the whole world, Ottawa, Canada. After enjoying a good meal in the Byward Market...

 

Tuesday, November 28, 2017

Winter means shorter days, darker mornings and evenings, and inhospitable weather But there can be something comforting and even enchanting about winter when you're sitting inside by the fireplace, drinking hot chocolate and watching...

 

Thursday, October 19, 2017

Fall is the advent of the flu season and your chance to prepare your business Preparing your business against the flu can actually be one of the most important exercises that you do during the fall and winter seasons. Nothing...

 

Monday, October 16, 2017

Have you ever been standing at the rental car desk when the clerk asks "Would you like to add insurance to your rental vehicle today?" And you wonder 'doesn't my auto policy cover the rental already? What about my gold rewards credit...

 

Tuesday, March 28, 2017

Money transfer scams are always on the rise. They seem to fall in and out of fashion. However there's one thing that we know and that is money never falls out of fashion. March is fraud awareness month. So this blog is just to help you...

 

Monday, February 13, 2017

Over the years of trying to run our business successfully. I discovered one of my biggest hindrances was my lack of organization. So the question always comes up, how can I manage my time more effectively? I remember an idea I got 20...

 

Monday, January 16, 2017

A fresh snowfall in Canada is awesome! There's nothing like that powder when it fills the sky and you see nothing but snowflakes all around. That can change suddenly when you have to get inside a car That beauty can change to treachery...

 

Tuesday, December 13, 2016

An unfortunate thing happened the other day. An associate of went to a doctor's appointment. He was a little bit frazzled as he was in a rush. That does what on the seat of his vehicle. For some reason decided to throw a blanket over...

 

Tuesday, November 15, 2016

CHECK OUT THIS HEARTWARMER ABOUT GIVING BACK A couple years ago on a trip to Jamaica. I went to visit my father and the town where he grew up. It was very interesting due to the fact that he emigrated to Canada more than 45 years ago....

 

Wednesday, September 21, 2016

DISTRACTED DRIVING KILLS.THE STATISTICS ARE ALARMING. The numbers say that you are 23 times more likely to crash when texting and driving. You are also four times more likely to have an accident when talking on a hands-free device....

 

Monday, August 29, 2016

Your Teenager Is Now Driving! OH -OH that's the first thought that comes to parents mind once he realizes that his son or daughter has now reached that age of 16 It seems like a “right of passage” from childhood into...

 

Monday, August 15, 2016

Sam sat down at his computer a few days ago to check his online banking account. Like most other days he was looking to see if there was any extra spending money to go out and enjoy himself. To his amazement his account was in the...

 

Monday, May 16, 2016

Finally the warm weather is approaching. I wasn't sure what I saw. I was sure I saw snowflakes on the weekend. It was confirmed by a colleague this morning that I wasn't mistaken, that indeed there were snow flurries on the weekend. As...

 

Thursday, February 4, 2016

When the beautiful weather arrives, we all love it. However it does also bring some not so beautiful people in the form of crooked contractors who want to steal from homeowners. They provide phantom repairs that are likely not...

 

Monday, February 1, 2016

Oh-Oh you had a car accident! you got a be kidding me. Why now, I've been so careful. I always check my mirrors. I even shoulder check. Who shoulder checks anymore?. Anyway here I am having a traumatic car accident. I better call my...

 

Wednesday, August 12, 2015

Protect your vacation memories with these tips. Hey who doesn't like to go on vacation. It makes working much more fun especially when you can look forward to much-needed relaxing vacation away from work. Sometimes we all need to...

 

Tuesday, July 7, 2015

Nothing will go wrong with the perfect wedding right... After all I found the perfect mate. It's eighty degrees outside and sunny on the wedding day. Even uncle Joe who was always notoriously late will be early on that perfect day....

 

Thursday, May 14, 2015

Don't Break Up Those Eggs That Are Bundled Together! After one of the worst catastrophic events in North America in recent years. The insurance industry, especially with all home insurance minded companies. They found themselves in a...

 

Tuesday, May 12, 2015

We all know the whole world is looking for peace. If anyone can find that elusive quality he can command and demand whatever he needs. Before we can find peace we must also find great leaders. There are few kinds of success that don't...

 

Monday, April 6, 2015

Permission to speak freely Sir It seems like spring has finally arrived and winter has finally released its firm grip on this season. Spring has finally poked its nose out and took a sniff and realize that the weather is getting warmer...

 

Wednesday, February 18, 2015

Usage-based insurance may also be called telematics or pay-as-you-drive insurance. It is based on a driver's vehicle, hard braking or jack rabbit starts, the distance driven, the time spent driving and the driver's overall behavior....

 

Wednesday, February 11, 2015

Are you sure you want to do that? It can be risky to serve on a public corporation, or private company or non-profit organization. Many individuals are now suddenly finding themselves being held accountable for their actions or...

 

Tuesday, February 3, 2015

Mechanics' liens are tools used by contractors to recover payment owed for a project. If this type of lien is filed against the owner of a project, that individual will not be able to refinance or sell the property until he has paid of...

 

Tuesday, November 4, 2014

A few days ago, while "cooking" dinner, we set off our smoke alarm. As I'm sure you already know that is not one of the most ear-pleasing sounds to come out of a kitchen. I did the standard: turned on the fans, opened the windows, and...