Auto Insurance Request a Quote Looking for cheaper car insurance with a great coverage? First of all you need choice! Bethel Insurance Brokers Inc. is a division of the Insureline Brokers. Our Partners No need to look much further we partner with the major insurance carriers that the majority of drivers have their car insurance with. This partnership allows to work with the leading insurers in Canada. Our Values One of the benefits of dealing with an insurance broker is developing a relationship with someone who understands your insurance needs. Don't do it alone. Insurance can be complex, especially if you have an accident. The number one job at Bethel insurance brokers, is to make sure that you are protected in the event of a claim. Whether it is for your auto, home, life, or business insurance. Our Process We are confident we can shop the market for you and get you the very best price protection and service. Get a quote now from one of these top carriers . Ontario car insurance Ontario Car Insurance Policies Cover✔ Third party liability✔ Medical and Rehabilitation✔ Cost to repair or replace your vehicleAuto Insurance should be unique to each driver and not just based on the cheapest price. Get a car insurance policy that is a tailored to your driving needs.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀Coverages✔ There are mandatory coverages✔ Optional coverages✔ And enhanced coverages, so that your policy will respond to your needs in the event of a claim. Third Party LiabilityThe first party is you. The second party is the insurance company, and the third party is an outside person.$200,000 in third party liability is the minimum coverage you must have in order to drive a vehicle in Ontario. You would be hard-pressed to find this as most brokers would start with a minimum of 1 million of third party liability coverage. This is to protect you as well as the brokerage business as most lawsuits usually start at 1 million. THINGS YOU CAN DO TO GET YOURSELF THE BEST DEAL POSSIBLE! Benefit From The Experience of a Car Insurance Professional Here's a little secret: most of the big insurance companies in Ontario that deal with insurance brokers... Learn more Shop Around For Quotes This is what you're all hear from many people, including the top websites. However, the truth is online quotes are rarely accurate. Learn more Review Your Policy Each Year Insurance is a volume business, and a broker may have hundreds if not thousands of clients. It may be difficult for them to get to you every year. Learn more Compare Car Insurance Discounts Did you know you can save up to 15% off of your car insurance premium if your vehicle is equipped with autonomous brakes? Learn more Pay Your Premium Up-Front Some companies will offer a 5% discount if you pay your premium in advance. Normally charge a 1% to 3% interest charge when you pay your auto insurance monthly. Learn more Focus On Value When Comparing Quotes Due to media hype, many consumers just look for the cheapest possible rate and by their insurance there. Big mistake! Learn more Be An Educated Car Insurance Consumer Can tell you from experience car insurance is a hot topic. It is usually an election issue when the election comes on. Learn more Consider Insurance Factors When You Buy A Car Over the years many people have made the mistake of purchasing a vehicle, and then asking how much it will be to insure it. Learn more Maintain A Good Credit History Credit is not yet a rating factor in Ontario. The insurance companies are pushing for it, as they already have this as a rating factor with property insurance. Learn more Ask About Group Insurance Do you belong to a certain alumni group? What about an association? Learn more Take Advantage Of Low Mileage Discounts If you only commute to the bus station or train station on a regular basis, make sure you're broker knows! Why? Learn more Complete Driver Training Driver training is not only for new or young drivers. I would urge anyone who is newly licensed to make sure they go through the driver training course and receive the certification. Learn more Insure All Vehicles Together We all know that when you buy in bulk you, usually get a discount. Auto insurance is no different. Learn more Raise Your Deductible Going with a higher deductible will save you some money on the physical damage coverage of your vehicle. Around 10%. Learn more Remove Physical Damage Coverage This is not advisable for a newer vehicle. However, if you feel your vehicle is only worth a few thousand dollars... Learn more FAQ about Car Insurance: 1. How does physical damage Coverage on my car insurance policy work? 2. Does my policy cover me when I rent a vehicle?3. What is uninsured motorist coverage?4. My car is losing value what about my insurance premium?5. Can I cancel my auto insurance at any time?6. Will my insurance cover someone else who is driving my vehicle? 7. If my garage burns down will my homeowner's insurance cover my car?8. What happens with a hit and run accident?9. How do I file an auto insurance claim? Why We're Different? You may think you want the cheapest insurance you can find, however you may not be getting everything you need in your insurance policy to be properly protected!While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your car insurance.We’re your neighbors. Our brokers live and work in the communities we serve. We insure people we know and care about, and that means we will always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.Contact us today and let the professionals at Bethel Insurance brokers help you tailor the most cost effective auto insurance policy for you and your family! Request A Quote Name Email Address Phone Question Thank you! Oops!