Ajax Condo Insurance
As a Ajax condominium owner, you have many benefits but you are also exposed to unique risks. Unlike a single-family homeowner, you have a number of policies in force between your personal insurance and the community insurance. You need to make sure that this insurance overlaps so as not to let risk seep through the seams.
Because there are various policies in place, you need to make sure that you don't overpay for unneeded insurance--already covered by the master insurance plan-and that you have extra liability insurance where the master insurance stops.
Protecting your belongings isn’t the only reason to choose condo insurance. Personal liability protection is included on all personal condominium policies. The risk of accidental damage is increased by the simple fact that your neighbors live so close together in a condo complex. For example, if you live in a top floor unit and your sink overflows, resulting in damage to a neighbor’s ceiling and carpet, your property insurance will pay for repairs or replacement. And, don’t forget personal liability protection which is in your condo policy and covers you anywhere in the world.
What About The Hallway and Parking Lot.
As a condo owner you are part owner of those areas as well. What if some one slips and falls am I liable? You could be if you don't have a proper condominium policy that has contingent liability coverage. We are a professional insurance brokerage so those details you can leave to us. Sit back relax as we will make sure you are properly protected. We are here to help and we will answer any questions you may have about coverage's.
Your condo is in a communal setting but your condo insurance needs to be individual or your may be paying too much and you probably have great liability risk.
Worried about costs. Don't be--Ajax condo insurance can be very affordable. Most policies average between $25 to $40 per month.
Ontario Condo insurance is like a suit that needs to be individually tailored: if it's too big then you overpay for what you don't need and if it's too small then you may expose yourself to lawsuits.
Ajax Condo insurance is available at reasonable rates to anyone who owns property in a development with joint property ownership. It is distinct from homeowner insurance because it works in conjunction with your Condo association's insurance policy.
Here are two reasons to act now!
- It is important for your protection to have your condominium insurance in place before any claims are made--not just from you but also from anyone else on the condominium property.
- We can provide you with a no-risk quote within minutes. Just fill out this short form to get an inexpensive policy that will protect you and your home.